After a long career in a sales and marketing role in the technical industrial sector, I wanted to derive more meaning from my work. I wanted to help  the lives of others positively and make a difference. It just so happens that my passion and strengths with personal finance were evident to those close to me as I found myself helping friends and family with their various money questions about investing, retirement, and found myself managing their portfolios. Someone close to me said, you should do this for a living! And the seed was born. Helping others comes naturally to me and Surplus Training was formed to do exactly that. Money problems can cause stress, anxiety, and pain. Relationships, marriages, and partnerships can crumble if two people are not on the same page. It can literally hang over your head like a black cloud but it doesn't have to be an ongoing problem. In other instances anxiety about retirement and investing looms. No matter your situation is, there is a way out. Surplus Training can help you find ways to increase your income, get control of your spending by setting up a monthly budget, and give you no nonsense investing advise you can follow on your own to grown your retirement or nest egg consistently. We will explain the process and help you understand the "how" part of finance, which tends to be a mystery to many. You are not alone, Surplus Training can guide and give you the tools and the plan to lift the stress and anxiety weighing on you. A dream without a plan is just a wish. Contact us today to change your future.